5 ways to manage your finances over a coffee
Managing finances isn’t really considered fun, or something that we take pleasure doing in our spare time. After all none of us really like to be under the microscope, especially when it comes to money. But what if you could do all of the ‘boring…
What Is A SIPP?
“A SIPP is a Self-Invested Personal Pension. It’s a type of pension that gives you more control over your pension fund by allowing you to choose which assets to invest in, combine all your pensions into one pot and see the value of your savings…
SIPP vs ISA, What’s Best? A Guide to ISAs and SIPPs
SIPP vs ISA “Anyone putting money aside for retirement should be looking at the benefits of a SIPP vs ISAs. Both have their advantages; ISAs offer completely tax-free interest and investment returns and have no tax requirement on money you withdraw. SIPPs offer an additional…
Saving for retirement at 50? It’s not too late!
“Re-assessing or building a retirement plan at the age of 50 makes perfect sense and there are lots of options out there that offer better returns than bank-based savings accounts – from additional contributions to IFISAs.” Frazer Fearnhead, founder of The House Crowd and author…
The House Crowd Launch SIPP
The House Crowd has launched its own Self-Invested Personal Pension (SIPP) that earns up to 10% a year tax free. The scheme is provided in partnership with regulated SIPP provider Morgan-Lloyd. SIPP users will now be able to invest in The House Crowd’s Secured Peer…
SEPTEMBER 2019 Peer To Peer & Development Performance Stats
September 2019 summary and monthly statistics can be seen below for our peer to peer and development loans. Development and Bridging Data 2015 2016 2017 2018 2019 Cumulative @ 30/09/19 Default rates 11.1% 23.3% 39.8% 13.7% 0.0% 27.6% *See note below Currently in…
Can I Transfer My Pension Into Property? – The House Crowd
Can I Transfer My Pension Into Property? “The quick answer is yes. Yes, you can transfer your pension into property. You either have to invest in commercial property or in residential property that’s being developed or built for the purpose of being lived…
Performance Statistics: SEPTEMBER 2019
Please see below for our repayment stats for SEPTEMBER 2019. These list total dividends, interest and any capital repayments made in that month covering our B2L investments, development and P2P loans, as well as the year’s returns to date. You can also see our total cumulative…
Introducing Our Fusion Fast-Access Account
These days it comes as no surprise that the leading institutions like Lloyds Bank and National Savings & Investment are reducing their interest rates once again, leaving the UK population with less of an incentive to save than ever before. With Brexit looming on the…