Moneyfacts reveals that there has been a considerable fall in buy-to-let property investment mortgages, the number of products now available is less than a fifth of those on offer five years ago. There are now 411 prime product buy-to-let deals compared with 459 a year ago and a staggering 2,265 five years ago. The average variable rate on a buy-to-let mortgage, today is 4.53%, compared with 6.23% five years ago, while the average fixed rate of 5.03% today compares with 6.03% five years ago.

Rachel Springall, spokesperson for Business Moneyfacts, said: “As interest rates have fallen for buy-to-let deals, product availability and therefore choice have also dropped a staggering 82% in five years.” She said that competition today is “focused around the price of a few products rather than a wide selection of products, which allow for other considerations such as service and additional benefits”. With such a reduction in selection of products to help property investors, obviously restricting the access to property as a form of investment, do you blame people for looking for alternatives? We at The House Crowd offer a solution to this problem negating all those hurdles faced by investors – our crowdfunding method of property investment offers a process where all participants have a  share in the profits -  with traditional methods of investing no longer working, why not join us in thinking differently!

The House Crowd is a brand new concept in property investment which allows people to invest small amounts via crowdfunding (for more information on the process, visit We are committed to breathing life into empty, rundown properties whilst giving investors great returns on their investments (for more information about us, visit If you’ve read enough and want to invest now, visit