Secured vs Unsecured Lending
Let’s talk secured vs unsecured lending. What is a security? What does it mean? What impact will either have upon my investment? Well for those of you who don’t hold much regard for high-risk investments, and aren’t likely to be affected in the instance that…
What is a peer to peer lending platform?
What is a peer to peer lending platform? Those new to the world of investing and or peer to peer lending may be asking themselves this very same question- money in hand and mouths slightly agape. Hold your horses there compadre, there’s a lot to…
What is an Investment Property?
What is an Investment Property? What is an investment property? When we think about an investment property, many different scenarios may spring to mind. A term with multiple meanings, investment property can be something quite subjective. Secured peer to peer bridging loans, property development, buy…
How Much Can I Invest in an ISA?
What is an ISA? The ISA has been a staple within the finance industry since 1999, replacing the Personal Equity Plans and Tax-Exempt Special Savings Accounts of the time (PEPs). According to HM Revenue and Customs, as of last year, over 11 million people across…
3 Ways to Make Money
Ways to make money We’ve all done it. We’re all guilty of typing the words ‘ ways to make money ‘ into a search engine at some point or another. We continue to hope in vain that the search results will present us with some…
How to Lend Money Online
When confronted with the huge amount of choice found within the world of alternative investment, pinpointing the best way to lend money online can seem like a bit of a daunting task. Deciding how method of investing, and what suits you best would presumably straightforward,…
How Much to Save For Retirement?
How much to save for retirement? Do I need to start saving now? For most of you reading this, if not all, these questions will have plagued your conscience at some point or another. Our twilight years are a highly romanticized affair. Extravagant spending gives…
What is Social Lending?
You may have heard of social lending, perhaps even hazarded a cursory glance out of sheer curiosity; but when the dust settles and all of that nonsensical jargon flitters to the wayside – what is it all about? In a nutshell, social lending refers to…
Q&A from the ‘Ticking Retirement Timebomb Webinar’ dated 8th February 2018
The Ticking Retirement Timebomb & How To Protect Yourself Frazer Fearnhead, CEO of The House Crowd, presented a webinar entitled The Ticking Retirement Timebomb and How To Protect Yourself on 8th February 2018. You can view a recording of his presentation here. As promised on…
Peer to peer lending defaults explained
In January, so far, we have repaid capital of £2,063,000 with interest payments of £88,693.23 to 936 investors. Four peer to peer loans were redeemed. Two of these were redeemed later than expected, one redeemed early and one on time. Up to the end of…