February 2019 Peer To Peer & Development Performance Stats
February 2019 summary and monthly statistics can be seen below for our peer to peer and development loans.
|Development and Bridging Data||2015||2016||2017||2018||2019||Cumulative @ 28/02/19|
|Actual default rates||11.1%||10.7%||34.6%||4.0%||23.4%||*See note below|
|No of loans completed||9||31||88||72||8||208|
|Total value of loans completed||£2,312,074||£16,095,000||£30,747,700||£24,736,000||£5,486,186||£79,376,960|
|Average loan period (months)||11||11||9||9||12||9|
|Investor Capital Lost||0%||0%||0%||0%||0%||0%|
|Average loan size||£256,897||£519,194||£349,406||£343,556||£685,773||£381,620|
|**No of loans due to be redeemed||9||28||72||22||0||132|
|**No of loans redeemed on time||8||25||45||21||0||99||75.0%|
|**No of loans redeemed late||1||1||7||0||0||9||6.8%|
|**No of loans in default||0||2||20||1||0||24||18.2%|
*Note- Actual default rates based on redeemed loans with a 90 day tolerance threshold.
**Note- Please note that redemption and default figures are based on the year the loan is made in eg. if a loan is made in 2017 and redeems in 2018 (even if late paying) the stats for it will be recorded in 2017.
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