It’s the New Year and we’re launching a new look House Crowd!

As we embark on a new decade, we will be changing the investment model to improve the investor experience and make our peer to peer investments more liquid. In order to do this, we will be shifting the focus on our platform to Auto-Invest models (both for bridging and development loans).

This exciting change to our investment model will be launching Wednesday 15th January, so be sure to visit the site and let us know what you think.

We believe that this focus on Auto-Invest will alleviate the problems a small number of investors have experienced with delays to developments and late payments.

However, if you would still rather self-select a development or bridging loan, then you can still do so for the time being (though we may remove this option altogether later in the year).

The new Auto-Invest model will mean that:

  • You have greater choice:You can choose a level of risk and reward that appeals to you with target rates from 5-7% p.a.
  • You will receive regular interest payments:Interest will be paid twice a year in to your nominated bank account.
  • You can compound your returns:You can roll up and re-invest your interest, if you choose, thus increasing your overall return.
  • Your risk is mitigated:Your capital will be spread over many different loans so if one goes into default it is only a fraction of your overall investment.
  • Peace of mind:You should not be adversely affected by delays to developments as you no longer have to wait for the properties to be sold to recover your capital or be paid interest.
  • Greater liquidity:You will be able to request the return of all or part of your funds on 30 days’ notice, under normal market conditions, following a twelve-month minimum term.
  • Invest Tax-Free:You can invest up to £20,000 p.a. via our Innovative Finance ISA and earn up to 7% p.a.* tax-free.

This gives you more control over your investments.

Happy New Year & Best Wishes for 2020, from everyone at The House Crowd.