July 2018 Peer To Peer & Development Performance Stats
July 2018 summary and monthly statistics can be seen below for our peer to peer and development loans.
| Development and Bridging Data | 2015 | 2016 | 2017 | 2018 | Cumulative @ 31/7/18 | |
| Actual default rates | 11.1% | 22.2% | 35.3% | 0.0% | 29.2% | *See note below |
| No of loans completed | 9 | 31 | 88 | 51 | 179 | |
| Total value of loans completed | £2,312,074 | £16,095,000 | £30,747,700 | £16,014,000 | £65,168,774 | |
| Average loan period (months) | 11 | 11 | 9 | 9 | 9 | |
| Investor Capital Lost | 0% | 0% | 0% | 0% | 0% | |
| Average loan size | £256,897 | £519,194 | £349,406 | £314,000 | £364,071 | |
| **No of loans due to be redeemed | 9 | 27 | 68 | 2 | 106 | |
| **No of loans redeemed on time | 8 | 21 | 44 | 2 | 75 | 70.8% |
| **No of loans redeemed late | 0 | 4 | 3 | 0 | 7 | 6.6% |
| **No of loans in default | 1 | 2 | 21 | 0 | 24 | 22.6% |
*Note- Actual default rates based on redeemed loans with a 90 day tolerance threshold.
**Note- Please note that redemption and default figures are based on the year the loan is made in eg. if a loan is made in 2017 and redeems in 2018 (even if late paying) the stats for it will be recorded in 2017.
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