How Much Can I Invest in an ISA?
What is an ISA? The ISA has been a staple within the finance industry since 1999, replacing the Personal Equity Plans and Tax-Exempt Special Savings Accounts of the time (PEPs). According to HM Revenue and Customs, as of last year, over 11 million people across…
Frazer’s Blog- The Relationship Between Risk and Reward
The bridging finance market that we operate in is a highly competitive and has become even more so in the last 12 months. High-quality borrowers with low loan to values on their secured property typically pay around 5-8% to lenders. We can access borrowers such…
May 2018 Peer To Peer & Development Performance Stats
May 2018 Summary Peer To Peer Secured Loans & Development Finance Stats May 2018 summary and monthly statistics can be seen below for our peer to peer and development loans. Development and Bridging Data 2015 2016 2017 2018 Cumulative @ 31/5/18 Actual default rates 11.1%…
Investment Glossary- June 2018
Bridging Finance Bridging Finance is a word that relates specifically to short-term funding. The term ‘bridge’ refers to the process of bridging the gap between oncoming debt and the main line of credit becoming available. In simple terms, bridging finance can be understood as…
How to invest £1,000
We know that these days money is sometimes hard to come by, but when it does, you should use it wisely. For argument’s sake, let’s say that you came into £1,000. Maybe you got lucky with your premium bonds, received a bonus from work, or…
3 Ways to Make Money
We’ve all done it. We’re all guilty of typing the words ‘ ways to make money ‘ into a search engine at some point or another. We continue to hope in vain that the search results will present us with some kind of logical answer….
Performance Statistics: May 2018
Performance Statistics: May 2018 Please see below for our repayment stats for May 2018. These list total dividends, interest and any capital repayments made in that month covering our B2L investments, development and P2P loans, as well as the year’s returns to date. You can…
The Best Way to Invest a Lump Sum
The Best Way To Invest A Lump Sum Sometimes we unexpectedly (or expectedly) come across money, be it through an inheritance or otherwise. Many who come into large sums of money believe that the best thing to do is to keep it tied up in…
Crowdfunding for Maya
As most of our investors know we’re big cat fans here at The House Crowd and we are also fans of Big Cats… For those of you who weren’t already aware, The House Crowd are teaming up with The Big Cat Sanctuary in order to…
Development Update June 2018
HCD2- Congleton Road, Alderley Edge The end of May and the start of June has brought continued progression on both the build and the sales. We have now reserved both duplex apartments at number 10, Alderley Edge and are still not “On the market” as…