What are the Tax Benefits of an ISA?
It’s been well documented that IF ISAs are tax efficient ways of investing. This being the case, they are often used as a means to save for the future and supplement people’s pension pots. So just why are they so popular? Part of the reason…
February 2019 Peer To Peer & Development Performance Stats
February 2019 summary and monthly statistics can be seen below for our peer to peer and development loans. Development and Bridging Data 2015 2016 2017 2018 2019 Cumulative @ 28/02/19 Actual default rates 11.1% 10.7% 34.6% 4.0% 23.4% *See note below No of loans completed…
Performance Statistics: February 2019
Please see below for our repayment stats for February 2019. These list total dividends, interest and any capital repayments made in that month covering our B2L investments, development and P2P loans, as well as the year’s returns to date. You can also see our total…
Should You Compound Interest on Your ISA?
Should You Compound Interest on your ISA? Cash ISAs are typically used by people that are prepared to accept limited returns on their capital in exchange for certainty of returns and for not exposing their money to investment risks. They are often used for short-term…
How Much do UK Consumers Know About ISAs?
With the ISA deadline fast approaching, The House Crowd recently surveyed 2,000 UK consumers about their savings goals and their awareness of different ISA products currently on the market. Here are a few of the key findings: How much money do you plan to save…
Auto-Invest, IF ISA and 30 Day Access Product Diversification Stats Breakdown February 2019
Well there you have it, February is almost behind us and Spring is within arm’s reach. Whilst it may have been the shortest month of the year, there’s been plenty going on behind the scenes here at The House Crowd. Your money’s been put to…
What is the Tax on Peer to Peer Lending?
What is the tax on peer to peer lending? You have many things to keep in mind when investing — finding the best, most appropriate types of investment, how long to hold your investment, the return you will end up earning each year, how to…
What are the Average Innovative Finance ISA (IF ISA) Returns?
What are the Average Innovative Finance ISA (IF ISA) Returns? ISAs are making a comeback. Yes, cash ISA returns are paltry (a quick check on a leading price comparison site will confirm that) but there’s a newer, younger type of ISA that changes that. The…
When Were ISAs Introduced?
When were ISAs introduced When were ISAs introduced? All the way back in 1999 (yes it’s been that long) ISAs were introduced as an alternative to the -much loved at the time- tax incentivised saving schemes and PEPs. As was to be expected by…
Development Day Trip
I mainly focus on the fundraising and marketing activity as well as managing the day to day running of the business and leave the selection of the development sites and their progress to our property department team. Most days, I am in the office all…