What Are The Different Types of IF ISA?
If you’re interested in an Innovative Finance ISA (also known as a peer to peer lending ISA), you should be aware that IF ISAs can be based on different types of peer to peer loan. They broadly fall into three main categories: consumer loans, small…
Innovative Finance ISA Rules: What You Need to Know
The Innovative Finance ISA (IFISA) continues to grow in popularity. Also known as a peer to peer lending ISA, it was introduced in 2016, and offers much higher returns than your standard cash ISA, and potentially less volatility than stocks and shares ISAs. IFISAs are…
MARCH 2019 Peer To Peer & Development Performance Stats
March 2019 summary and monthly statistics can be seen below for our peer to peer and development loans. Development and Bridging Data 2015 2016 2017 2018 2019 Cumulative @ 31/03/19 Actual default rates 11.1% 23.3% 36.6% 3.1% 25.5% *See note below No of loans completed…
Innovative Finance ISA (IF ISA) Risks: What You Need to Know
Innovative Finance ISAs (IFISAs) are growing in popularity as an alternative to cash ISAs and stocks and shares ISAs because they typically offer much higher interest rates than a cash ISA, and potentially lower volatility than a stocks and shares ISA. Since IF ISA can…
View the Results Of Our Research Study Into Retirement
The House Crowd recently surveyed 2,000 members of the British public about their savings habits, how much they think they need to save for retirement, and their knowledge of workplace pension schemes. Here’s what we found. Q1. How much money do you plan to…
Performance Statistics: MARCH 2019
Please see below for our repayment stats for March 2019. These list total dividends, interest and any capital repayments made in that month covering our B2L investments, development and P2P loans, as well as the year’s returns to date. You can also see our total…
Income After Retirement: How to Choose the Best ISAs for Over 60s
Income after retirement: choosing the best ISAs for over 60s Experts predict that each of us will need at least £600,000 saved in order to live what most people would regard as a comfortable retirement. However, research from the FCA showed that 15 million people…
Development Updates Master Sheet
Welcome to the development updates master page! Here you can find all the latest information and progress reports of each House Crowd development. To find out the progress being made on the development in which you have invested, click on the relevant link below. Developments…
ISA or Pension – Why Not Benefit From Both?
What’s Better: Investment in an ISA or Pension? It might strike you as something of an odd question, as they are fundamentally different methods of saving or investing towards your future – and therefore it isn’t all that easy to make a direct comparison. One…