November Peer To Peer & Development Performance Stats

November 2017 Summary Peer To Peer Secured Loans & Development Finance Stats

November 2017 summary and monthly statistics can be seen below for our peer to peer and development loans.

Development and Bridging Data 2015 2016 YTD 2017 Cumulative @ 30/11/17
Actual default rates 11.1% 20.8% 16.7% 17.6% *See note below
No of loans completed 9 31 76 116
Total value of loans completed £2,312,074 £16,095,000 £26,594,700 £45,001,774
Average loan period (months) 11 11 8 9
Average loan size £256,897 £519,194 £349,930 £387,946
No of loans due to be redeemed 9 24 18 51
No of loans redeemed on time 8 17 11 36 70.6%
No of loans redeemed late 0 5 0 5 9.8%
No of loans in default 1 2 7 10 19.6%

*Note- Actual default rates based on redeemed loans with an 8 week tolerance threshold.

You can find all our latest investments by clicking here.


View our Property Investments

October Peer To Peer & Development Performance Stats

October 2017 Summary Peer To Peer Secured Loans & Development Finance Stats

October 2017 summary and monthly statistics can be seen below for our peer to peer and development loans.

Development and Bridging Data 2015 2016 YTD 2017 Cumulative @ 31/10/17
Actual default rates 11.1% 25.0% 21.4% 21.3% *See note below
No of loans completed 9 31 62 102
Total value of loans completed £2,312,074 £16,095,000 £21,759,700 £40,166,774
Average loan period (months) 11 11 8 9
Average loan size £256,897 £519,194 £350,963 £393,792
No of loans due to be redeemed 9 24 14 47
No of loans redeemed on time 8 18 11 37 78.7%
No of loans redeemed late 0 4 0 4 8.5%
No of loans in default 1 2 3 6 12.8%

*Note- Actual default rates based on redeemed loans with an 8 week tolerance threshold.

You can find all our latest investments by clicking here.


View our Property Investments

Frazer’s blog – 15 million people are not paying into their pension

A recent FCA report stated that 15 Million people are not paying into a pension

The whole UK financial services industry and those parts of government that influence it should be ashamed.

Just how is it possible that an advanced economy such as the UK can have around 15 million adults who are not saving for their retirement?

I believe the entire state pension scheme is nothing more than a huge Ponzi scheme that is on the verge of collapse and people must take control of their own future well-being. There is something seriously wrong in a country that does so little in terms of financial education and simultaneously makes it prohibitively expensive for people to acquire proper advice. With the rise of the alternative finance industry, fin tech entrepreneurs have shown it is possible for people to take control of their finances and get better results than traditional financial institutions ever provided for them. More and more it is the new fin tech companies that are offering people the simple, easy to understand investment options they want in order to give them the ability to grow their savings at a decent rate with a healthy level of security.

For example, over the last 2 years The House Crowd have paid our investors an average return of 9.03% on peer to peer loans with no capital lost.

To learn more about how you can provide for your financial future by making property backed loans or investing in property via crowdfunding order your free PDF copy of  The Alternative Guide to Property Investment

 

 

 

 

 

 

September Peer To Peer & Development Performance Stats

September 2017 Summary Peer To Peer Secured Loans & Development Finance Stats

September 2017 summary and monthly statistics can be seen below for our peer to peer and development loans.

Bridging Loans 30/09/2017
  Net
Total Amount Lent £24,201,670
Total Returns Paid £778,423
No of Loans 80
No of Loans Repaid 27
Average Loan Period 9
Investor Capital Lost 0%
Average Loan Size £299,384
Average Loan to Value 67%
Average Interest Rate Paid 9.03%
Development Loans 30/09/2017
  Net
Total Amount Lent £14,895,571
Total Returns Paid £164,259
No of Loans 21
No of Loans Repaid 8
Average Loan Period 10
Investor Capital Lost 0%
Average Loan Size £709,313
Average Loan to Value N/A
Average Interest Rate Paid 9.80%

You can find all our latest investments by clicking here.


View our Property Investments

August Peer To Peer & Development Performance Stats

August 2017 Summary Peer To Peer Secured Loans & Development Finance Stats

August 2017 summary and monthly statistics can be seen below for our peer to peer and development loans.

Bridging Loans 31/08/2017
  Net
Total Amount Lent £22,499,670
Total Returns Paid £704,144
No of Loans 74
No of Loans Repaid 25
Average Loan Period 9
Investor Capital Lost 0%
Average Loan Size £319,046
Average Loan to Value 67%
Average Interest Rate Paid 9.03%

 

Development Loans 31/08/2017
  Net
Total Amount Lent £11,960,571
Total Returns Paid £164,259
No of Loans 18
No of Loans Repaid 8
Average Loan Period 10
Investor Capital Lost 0%
Average Loan Size £664,476
Average Loan to Value N/A
Average Interest Rate Paid 9.80%

You can find all our latest investments by clicking here.


View our Property Investments

July Peer To Peer & Development Performance Stats

July 2017 Summary Peer To Peer Secured Loans & Development Finance Stats

July 2017 summary and monthly statistics can be seen below for our peer to peer and development loans.

Bridging Loans 31/07/2017
  Net
Total Amount Lent £23,223,670
Total Returns Paid £683,098
No of Loans 69
No of Loans Repaid 22
Average Loan Period 9
Investor Capital Lost 0%
Average Loan Size £329,036
Average Loan to Value 68%
Average Interest Rate Paid 9.05%

 

Development Loans 31/07/2017
  Net
Total Amount Lent £11,960,571
Total Returns Paid £146,212
No of Loans 18
No of Loans Repaid 6
Average Loan Period 10
Investor Capital Lost 0%
Average Loan Size £664,476
Average Loan to Value N/A
Average Interest Rate Paid 9.74%

You can find all our latest investments by clicking here.


View our Property Investments

June Peer To Peer & Development Performance Stats

June 2017 Summary P2P & Development Stats

June 2017 summary and monthly statistics can be seen below for our P2P and development loans.

Bridging Loans 30/06/2017
  Net
Total Amount Lent £19,956,670
Total Returns Paid £592,835
No of Loans 61
No of Loans Repaid 19
Average Loan Period 9
Investor Capital Lost 0%
Average Loan Size £325,072
Average Loan to Value 69%
Average Interest Rate Paid 8.94%

 

Development Loans 30/06/2017
  Net
Total Amount Lent £11,960,571
Total Returns Paid £146,212
No of Loans 18
No of Loans Repaid 6
Average Loan Period 10
Investor Capital Lost 0%
Average Loan Size £664,476
Average Loan to Value N/A
Average Interest Rate Paid 9.74%

You can find all our latest investments by clicking here.


View our Property Investments

May Peer To Peer & Development Performance Stats

May 2017 Summary P2P & Development Stats

May 2017 summary and monthly statistics can be seen below.

Bridging Loans 30/05/2017
  Net
Total Amount Lent £18,816,670
Total Returns Paid £592,835
No of Loans 52
No of Loans Repaid 19
Average Loan Period 9
Investor Capital Lost 0%
Average Loan Size £358,721
Average Loan to Value 70%
Average Interest Rate Paid 8.94%

 

Development Loans 30/05/2017
  Net
Total Amount Lent £11,960,571
Total Returns Paid £146,212
No of Loans 18
No of Loans Repaid 6
Average Loan Period 10
Investor Capital Lost 0%
Average Loan Size £664,476
Average Loan to Value N/A
Average Interest Rate Paid 9.74%

You can find all our latest investments by clicking here.


View our Property Investments

April Peer To Peer & Development Performance Stats

April 2017 Summary P2P & Development Stats

April 2017 summary and monthly statistics can be seen below.

Bridging Loans 30/04/2017
  Net
Total Amount Lent £15,590,670
Total Returns Paid £592,835
No of Loans 44
No of Loans Repaid 19
Average Loan Period 10
Investor Capital Lost 0%
Average Loan Size £339,606
Average Loan to Value 70%
Average Interest Rate Paid 8.94%

 

Development Loans 30/04/2017
  Net
Total Amount Lent £11,010,571
Total Returns Paid £146,212
No of Loans 17
No of Loans Repaid 6
Average Loan Period 10
Investor Capital Lost 0%
Average Loan Size £647,681
Average Loan to Value N/A
Average Interest Rate Paid 9.74%

You can find all our latest investments by clicking here.


View our Property Investments

Frazer’s Book Is The Number 1 Bestseller!

As you’re probably aware by now, Frazer has written another book called ‘The Alternative Guide To Property Investment’ which is all about how you can use crowdfunding to build your property portfolio and a better financial future for you and your family.

The book was available for pre-order yesterday, and he already managed to top the charts for real estate, personal finance and investing, making it a bestseller!

You can order the book off Amazon here

Here are some of the reviews so far…

“Frazer has written this book using common English words which are spoken by most people every day, which makes this book a joy to read. It is almost like a modern courtroom drama with the various points discussed, analysed, the evidence being carefully considered as the reader is guided through this book with short chapters, and a complete lack of waffle or flannel (if you prefer). I wished that Frazer had written this book 5 years earlier!”

John Miller (crowdfunding investor)

“An invaluable and enlightening insight for your financial future’’

Nigel Beverley (crowdfunding investor)

“This book shows how I can secure my family’s future through property investment, whilst avoiding the usual hurdles. It gives me peace of mind that crowdfunding platforms exist and, more importantly, that they are run by real property experts.”

Gareth Clements (crowdfunding investor)

“I‘m retired and always looking for the best way to boost my income each year. This guide is essential reading for anyone who wants to control their own investment decisions. Why didn’t someone tell me about this brilliant alternative form of investment before now.”

Paul Stallard (crowdfunding investor)

“Frazer’s book about property crowdfunding gives a fascinating outline of his history over a wide range of ‘job’ experiences which led to the creation of his crowd-sharing property business (I think its success must stem from him earning money from ‘magic’ shows in his early teens, coupled with the rigorous training of a law degree.)

As for the main part of the book, I read it with much interest (non-monetary!) – it was very thorough – and when I had finished it, I felt that I had no questions left to ask about property crowdfunding! It also reinforced my opinion that ‘I had done the right thing’ in putting some of my pennies into such a scheme!”

Dr. Philip Briggs (crowdfunding investor)