Figures from the price comparison website Moneysupermarket have revealed the number of mortgages available to borrowers with a 10% deposit is down by more than a quarter in the last year, whilst bank loans supporting buyers with a 5% deposit have dropped by a third in the last six months.

Moneysupermarket’s findings make for uncomfortable reading as stagnant salaries and a lack of job opportunities for those starting out mean more and more people are struggling to save a significant deposit.

It is conceivable that first-time buyers with a 5% deposit may be forced to completely put off the thought of buying until they have at least a 10% deposit saved – or secured parental assistance. There are currently only 28 loan options available to those with a 5% deposit and, in truth, many of these will carry unrealistic qualification criteria. This desperate situation has arisen despite the government and banks recently introducing an £80 billion ‘Funding for Lending Scheme’, designed to boost lending to households and businesses.

The House Crowd offers an alternative solution for first-time buyers struggling to raise a deposit for their first home. For as little as £1000, our straightforward and transparent crowdfunding property investment model provides a typical 12 – 14% return – ideal for growing your deposit in order to take your first step onto the  property ladder.

The House Crowd is a brand new concept in property investment which allows people to invest small amounts via crowdfunding (for more information on the process, visit www. We are committed to breathing life into empty, rundown properties whilst giving investors great returns on their investments (for more information about us, visit www. If you’ve read enough and want to invest now, visit www.